🛡️ RTB Compliance

Self-Managing Landlord? Stay Fully RTB-Compliant for €20 a Month

You carry the same RTB registration, national rent cap and Part 4 obligations as a letting agency — but without an agency's systems. One missed 30-day registration or an illegal rent increase can be costly and hard to unwind. Here's how to run airtight compliance yourself, from your phone, for €20 a month.

The short answer

A self-managing landlord in Ireland carries the same RTB obligations as a letting agency — registration within one month, annual renewal, the national rent cap and valid Part 4 notices — but without an agent, you don't need a PSRA licence. TenantSync's €20/month Starter plan (up to 10 units) puts the RTB deadline tracker, National Rent Cap calculator and Notice of Rent Review generator in your pocket — the same compliance engine agencies use. There's a free 14-day trial, no card required.

Self-managing a rental in Ireland is a completely reasonable choice. Plenty of landlords with one, two or a handful of properties would rather keep the management fee and stay close to their own asset. What catches people out isn't the day-to-day — it's the compliance. Because here's the thing the letting agents don't advertise: the law makes no allowance for the fact that you're doing this yourself.

The Residential Tenancies Board doesn't have a lighter rulebook for a landlord with one property. The registration deadline is the same. The national rent cap is the same. The notice periods are the same. An agency simply has systems, staff and reminders to stay on top of them. Do it yourself without those systems, and the risk isn't that the work is hard — it's that a date quietly slips.

Same rules, no safety net

An agency has a compliance dashboard, a calendar of deadlines and someone whose job is to watch them. A self-managing landlord usually has a memory, a folder and good intentions. The obligations that carry real financial and legal weight are exactly the ones that are easiest to miss when nothing is tracking them for you:

  • RTB registration deadlines. A tenancy must be registered with the RTB within one month of starting, and registered again each year. Miss it and you face late fees and, for non-registration, more serious consequences.
  • The national rent cap. Since March 2026, a rent increase is capped at the lower of 2% or inflation. Set it too high and the increase is invalid and disputable at the RTB.
  • Rent-review timing. Rent can be reviewed at most once every 12 months, with a Notice of Rent Review served at least 90 days ahead — and, since 1 March 2026, a copy sent to the RTB the same day, or the review is invalid.
  • Part 4 & notice periods. After six months a tenant acquires security of tenure, and ending a tenancy needs a valid ground and the correct notice period. Get it wrong and the notice is void.

You don't need to become a compliance expert. You need the same thing an agency has — a system that knows the deadlines and does the maths for you.

Starter plan · web, iOS & Android

Put your compliance on autopilot for €20/month

Start a free 14-day trial and let the app track your RTB deadlines and calculate legal rent increases — or download it now and set up your first property from your phone.

No credit card required · Live in under 10 minutes

The self-manager's RTB compliance checklist

Here's the short list every self-managing landlord should be able to tick. Keep it somewhere you'll see it — or let an app keep it for you.

Your standing compliance checklist

  • Register every tenancy with the RTB within one month of it starting.
  • Renew the registration annually for each ongoing tenancy.
  • Cap every rent increase at the lower of 2% or inflation, once per 12 months.
  • Serve a valid Notice of Rent Review ≥90 days ahead and copy the RTB the same day.
  • Use valid grounds and notice periods for any termination (Part 4 security of tenure applies after six months).
  • Meet minimum standards and keep a valid BER; provide a rent book/statement of rent.
  • Keep a clean paper trail — the tenancy, the rent, the notices — in case of an RTB dispute.

This is general guidance, not legal advice. Always confirm current obligations at rtb.ie.

The compliance engine agencies use — now in your hands

For years, the practical advantage of a letting agent was the machinery behind them: the deadline tracking, the rent-cap calculations, the document templates. An app collapses that advantage. Here's what a self-managing landlord gets on the Starter plan:

1. An RTB deadline tracker that watches for you

Add a tenancy with its start date and TenantSync sets the registration deadline and the annual renewal automatically, then reminds you before each one is due — on your phone, so you can't miss it. A live view shows what's compliant, upcoming and overdue across every unit you own. The deadline stops living in your head.

2. A National Rent Cap calculator

Instead of working out a 2026-compliant increase by hand, the in-app calculator returns the maximum legal rent for a tenancy in seconds, based on the current cap. No guessing, no spreadsheet, no risk of setting a number that gets your increase thrown out.

3. A Notice of Rent Review generator

Once you know the legal figure, TenantSync helps you produce a compliant Notice of Rent Review — with the correct 90-day timing and the same-day RTB copy the rules now require — so the increase actually stands. (There's also a free version of this tool you can try before you sign up.)

4. Real-time rent tracking via Open Banking

A bonus that isn't strictly compliance but saves just as much stress: connect your Irish bank once through PSD2 Open Banking — AIB, Bank of Ireland, PTSB, EBS, Revolut, N26 and more — and TenantSync matches each rent payment to the right tenancy and flags a shortfall the moment rent is late. No more checking online banking to see if the rent landed.

€20/mo
Starter plan, up to 10 units
1 month
to register a new tenancy with the RTB
14 days
free trial · no card required

You don't need the PSRA side

Letting agents must be licensed by the PSRA and handle rent as client money. A landlord managing their own property doesn't — so you get the RTB and rent-cap compliance you need, without the licensing overhead an agency carries. The Starter plan is scoped exactly for that.

Get the self-managing landlord RTB checklist

Start a free 14-day trial and TenantSync turns the checklist above into live, tracked deadlines for every tenancy — RTB registration, renewals and rent reviews, all watched for you.

Start free trial

Set a legal rent increase in seconds — an example

Say your tenant has been in place over a year and the rent is €1,500. You're due a review. Under the national cap, the increase is the lower of 2% or inflation. If 2% is the governing figure, the maximum new rent is €1,530 — and the calculator confirms that in about the time it takes to read this sentence. It then helps you serve a Notice of Rent Review with the correct 90-day lead time and the same-day RTB copy, so the increase is valid and defensible. Do the same thing by hand against the wrong figure, and you risk an invalid increase you can't enforce.

That's the whole pitch of self-managing with an app: the high-stakes calculations and deadlines are handled, so you keep the fee and the peace of mind.

What €20 a month gets you — and when to step up

The Starter plan is built for the individual landlord. As your portfolio grows, TenantSync grows with you on the same login.

You are…The right plan
A self-managing landlord with up to 10 unitsStarter — €20/month. RTB deadline tracking, the National Rent Cap calculator, Notice of Rent Review, Open Banking rent matching, digital leases and maintenance.
Managing a larger portfolio, or letting for othersStandard — €99/month (up to 100 units) and up. Everything in Starter, plus the tools an agency needs — including PSRA client-money and per-landlord reporting.

Every plan starts with the same free 14-day trial, no credit card required, so you can set up a property and see your first RTB deadlines populate before you decide.

When it still makes sense to use an agent

An app removes the compliance reason to hire an agent, but not every reason. Consider one if you:

  • Live far from the property and can't handle viewings or emergencies in person.
  • Don't want the tenant-facing work — calls, maintenance coordination, viewings.
  • Are scaling fast and would rather buy time than build a system.

Many landlords do both over time: self-manage with an app early, then bring in an agent as the portfolio grows. Either way, understanding what compliance actually requires — which this article and the app both give you — makes you a better client if you ever do hire one.

How to get started

  1. Start your free 14-day trial — no credit card required.
  2. Download the app on iOS or Android, or use the web platform.
  3. Add your property and tenancy — your RTB registration and renewal deadlines populate automatically.
  4. Connect your bank via Open Banking to start matching rent and catching arrears early.

Frequently asked questions

Do self-managing landlords in Ireland have to register with the RTB?

Yes. Every private residential tenancy must be registered with the RTB, whether the property is managed by an agent or by the landlord directly. Registration is due within one month of the tenancy starting, and tenancies are registered annually. Self-managing landlords carry the same RTB obligations as an agency — they just don't have the agency's systems to track the deadlines. Confirm current requirements at rtb.ie.

How much does it cost to stay RTB-compliant as a self-managing landlord?

TenantSync's Starter plan is €20/month for landlords managing up to 10 units, and includes the same RTB deadline tracking, National Rent Cap calculator and rent automation used by larger agencies, with a free 14-day trial and no card required. The RTB's own registration fee is separate and paid to the RTB — check the current fee at rtb.ie.

How do I calculate a legal rent increase in 2026 as a self-manager?

Since March 2026 a rent increase is capped at the lower of 2% or inflation, and a Notice of Rent Review must be served at least 90 days before the new rent takes effect and copied to the RTB the same day it's given to the tenant — otherwise the review is invalid. TenantSync's National Rent Cap calculator returns the maximum legal rent for the tenancy and helps you generate a compliant notice, so you don't work it out by hand.

Do I need a PSRA licence to self-manage my own rental?

No. A landlord managing their own property does not need a PSRA licence — that applies to letting agents providing a property service for others. So a self-managing landlord needs the RTB and rent-cap side of compliance, but not the PSRA client-money and licensing obligations an agency carries.

When should a self-managing landlord consider a letting agent?

It's usually about time, distance and scale. If you live far from the property, hold several tenancies, or don't want to handle viewings, maintenance and paperwork, an agent can be worth the fee. Many landlords self-manage with an app for compliance and rent tracking, then move to an agent as the portfolio grows. TenantSync scales with you — Starter at €20/month for up to 10 units, and larger plans for agencies.

TenantSync Editorial Team

The Irish property management platform — web, iOS & Android

TenantSync brings RTB compliance, PSRA compliance and Open Banking rent automation into one app for Irish landlords, letting agents and agencies. Our guides reflect the workflows we build for lettings businesses of every size — including the self-manager with a single property.

Airtight compliance, at a self-manager's price.

The RTB tracker and national rent cap calculator agencies use — on web, iOS and Android, from €20 a month. Start free, or download the app and set up from your phone.

No card required · Live in under 10 minutes